SIP Calculator

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Summary
Amount Invested:
Maturity Amount:
Wealth Gained:

SIP Projections

Duration Maturity Amount Wealth Gained (ROI)

Sip Calculator: This Systematic Investment Plan (SIP) calculator tool is free of cost to calculate return on SIP investment. SIP investment can be made monthly or quarterly or yearly. Sip work best when you do it for long duration as it works on compound interest basis, above you can use sip calculator to calculate investment and return on different time periods

This mutual fund investment tool is available freely to calculate the returns, the return % rate varies timely and depend on the plan. This tool will show just rough estimation on the amount invested, you can contact a actual authorities and know the plan and returns

What is SIP?

The abbreviation “SIP” stands for “Systematic Investment Plan” which is an easy and flexible method that remarkably helped in disciplined saving, long-term gains, and highly convenient for a wide range of customers. SIP investment can be commenced on various spans like – yearly, quarterly or monthly, which significantly helps in future benefit. The SIP calculator allows you to track your small investment earnings at the end of a specific tenure or on a monthly basis. This plan endows a long-term approach to make an investment for your future savings.

How SIP works?

The money in your bank account gets auto-debited at a regular interval and gets directly transferred or deposited in your invested mutual plan scheme extensively. The entire thing is largely based on the market value of the corps or unit, i.e. the very amount debited from your account is being used up buying certain units whose value changes regularly, this in turns adds up to your wealth or benefit. Mutual fund SIP Calculator Plans a whole lot for you by providing you with an abrupt and estimated figure which is reliable to a great extent.
Using the anarchist and revolutionary SIP calculator tool might prove out to be highly beneficial for your stature. The SIP return calculator denotes specifically the investment rate of your return plan. Perhaps, the plan gives ample scope for your future and retirement benefits to set up your perfect desire saving goals. The tenure of your investment plan is widely chosen by you with your preferred preferences and choices. Hence, the entire plan system will undoubtedly gain you a significant wealth in turn of your long run savings.

Benefits of SIP

There are various pros of investing your small or large investment plan in the SIP scheme:
1) Convenience to the user:
The entire setup process is highly easy and flexible with the advanced technology method. The SIP investment in the mutual fund scheme can simply be processed in the comfort of your home and office with the added long-term beneficiary plans. The easiest way to carry out the SIP investing process is with the help of mobile app, and also by opting for the equitable and legitimate mutual fund. You can choose your tenure by fixing the amount based on your weekly, monthly or quarterly scheme plan. The exquisite algorithm will then automatically deduct the required money from your bank for your mutual fund SIP plans and invest the same.

2) Decides on the market condition:
The market rate is liable to change rapidly with the unpredictable outcome. Therefore, SIP plans are very flexible when the market is high in an unpredictable condition. As a matter of fact, when the market price is relatively low the SIP planner works wonderfully and assists in buying more mutual fund for the users. On the other hand, when the market rate is relatively high the SIP planner buys only a few mutual funds in order to prevent the loss expense for the users. It’s in either way giving a huge benefit to the users and you can inevitably be such beneficial if you tend to implement the same with SIP calculator by your side.

3) Requires a minimum amount to start up:
The mutual fund SIP plans does not require lump sums of investment but only a minimal starting rate of 100 rupees on a monthly basis. The mutual fund calculator helps to detect your total earning i.e. the monthly return extensively. Opting for mutual fund calculator will certainly be a wise decision to make the most out your investment.

Is Mutual Fund SIP is tax beneficiary?

The mutual fund SIP tax beneficiary depends on the scheme of your investment plan. If the user has the plan to invest in a mutual fund scheme over a period of one year then the user does not require to pay any amount of tax. On the other hand, if a user has invested for a short span of time i.e. less than a year, then the user need to pay 15% of his total capital gain. Thus, the SIP investment planner is best suitable for the long-term investment with the added tax beneficiary significantly. Indeed, the longer span you opt for, the more beneficiary you become with extensive choices and preferences in addition to great capital gains for your future retirement plans. The mutual SIP profoundly provides you with tax saving scheme to keep a track on your total earnings by the chosen tenure plan with the fixed capital gain.

Types of Mutual Funds?

Mutual Funds signify various investment schemes in the form of bonds, treasuries, stock, future investment, retirement policy, options, and others. Therefore, the mutual fund is based on fund scheme, investment objective, assets, and lastly specialty funds. The SIP investment plan is the best tax saving plan in addition to just 3-year lock-in.
Thus, let’s look at the types of Mutual Funds offered by the various banks:
1) Money Market Funds:
It is a short-term investment policy which ensures safe investment policy widely used for treasury bills, government bonds, certificates of deposit, and various others. But it does not give a valuable return like other available mutual funds in the market. It comprises of a relatively lower return at the end of the periodical period.

2) Fixed Income Funds:
The mutual fund ensures a fixed rate of return. The interest rate is relatively higher and money keeps flowing in on a regular basis to benefit the user extensively.

3) Equity Funds:
This kind of mutual fund is widely applicable for investing in the stock market which increases the risk of investing as it is directly involved with the market rate.

4) Balanced Funds:
Balanced Funds denotes the balancing plan of both equity and debt. The debt highly signifies stability and on the other hand, the equity signifies growth and capital appreciation.

5) Index Funds:
The Index Fund works well with the stock market like the Nifty or Sensex for tracking the index market extensively.

6) Specialty Funds:
This mutual fund can be invested over specific platforms (various podiums in much cases). Specialty funds mainly focuses on factors like the shares being invested in a particular sector or industry.

7) Funds-of-Funds:
This mutual fund is very much similar to the balanced fund signifying similar perspectives.

Top Banks that offer Mutual Funds in India?

The best banks to make mutual fund SIP investment in India are:
● HDFC Balanced Fund
● SBI Bluechip
● Aditya Birla SL Frontline Equity Fund
● ICICI Prudential Value Discovery Fund
● Axis LT Equity Fund
● ICICI Pru Banking & Fin Serv Fund

SIP calculator and its step to calculate:

The SIP calculator ensures to assist every user or the investor, when it comes to earnings and profitability (how much earnings they will gain based on the tanure and the investment plan). The final value of your small or large investment plan is calculated by the Systematic Investment Plan (SIP) calculator with the help of the released key data. Therefore, the method of spending in your mutual fund scheme calculates the SIP investment. The SIP calculator works efficiently as an online tool, where the various investors who are involved in an investment plan can calculate their key data and can track the capital amount needed to plan down their financial goals in the near future.

The steps required to process the calculation:
● At first enter your SIP monthly investment amount (do think twice before you calculate your SIP investment) on the basis of your chosen weekly, monthly, and quarterly scheme.

● The investment period is important for your SIP investment plan as you have to decide a preferable tenure for your mutual fund SIP investment. Longer the term better the returns

● If you are an existing user of the SIP investment plan then you have to mention how many instalments you have already cleared up. If not, then you start your mutual SIP investment plan by entering the number 0.

● Next, enter your required rate of return by your chosen preferences. With the help of the mutual fund calculator planner, you can decide upon the rate of interest you needed for your given SIP investment plan.